Homeowners Insurance in Plano, TX
Homeowners insurance may help lessen the financial impact of third-party liability claims or covered perils that can damage your home. At Marquita Lyles Insurance Agency, Inc, we’re dedicated to helping homeowners who are looking for a policy that meets their budget and needs.
What Does It Cover? 
While specifics may vary based on the insurer and your own circumstances, a typical homeowners insurance policy may include the following coverages:
- Dwelling coverage may help pay for repairs to your home and attached structures.
- Personal property coverage may cover damages involving your belongings such as clothes, electronics, appliances and furniture.
- Personal liability coverage may cover related expenses if you’re liable for causing damage to another person’s property. It may also cover your legal expenses if you are sued for third-party bodily harm.
- Medical payments to others coverage may cover limited medical expenses if a guest is injured on your property, regardless of fault.
- Additional living expenses coverage may cover lodging, meals and other necessities if you must temporarily move out of your home due to a covered peril.
How Much Does a Policy Cost?
Your insurer may consider factors such as location, property value, claims history, credit-based insurance score and coverage limits when quoting you for a rate. You can often save on premiums by having a multi-policy discount or paying for the full term up front rather than with monthly transactions.
Is Coverage Required?
Texas does not require a homeowners insurance policy. However, your lender may ask for proof of a policy if your property is under a mortgage.
Get Covered Today
Contact Marquita Lyles Insurance Agency, Inc to learn more about our insurance offerings or request a tailored quote.